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Existing Properties
For whom?
For everyone who is investing to make an older residential building more energy-efficient or purchasing a newly refurbished home
Refurbishment into a "KfW Efficiency House" - what does this mean?
The energy standards are laid out in the Energy Conservation Ordinance (Energiesparverordnung/EnEV). These standards apply to new buildings. We promote the refurbishment of houses if after refurbishment they do not exceed a specific energy requirement for a comparable new house. KfW has defined six levels of support for a "KfW Efficiency House".
- KfW Efficiency House 55
- KfW Efficiency House 70
- KfW Efficiency House 85
- KfW Efficiency House 100
- KfW Efficiency House 115
- KfW Efficiency House Monument
Simply put, the figures indicate in per cent how much of the maximum primary energy requirement specified by the EnEV the house consumes. The best standard (55) receives the highest support.
In order to meet the high energy standard of a KfW Efficiency House, extensive investments such as the renewal of heating systems, thermal insulation and replacement of windows, are usually required.
Single measures
If the costs and effort of a complete refurbishment would be too high it is also possible to implement single measures only. Financing is available for example for
- Thermal insulation of walls, roof and floor space
- Renewal of windows and exterior doors
- Installation/renewal of a ventilation system
- Optimisation of heat distribution for existing heating systems
What kind of promotional funds are available?
Either a grant or a loan
Grant per housing unit:
- 40.0 % for a KfW Efficiency House 55, not more than EUR 48,000
- 35.0 % for a KfW Efficiency House 70, not more than EUR 42,000
- 30.0 % for a KfW Efficiency House 85, not more than EUR 36,000
- 27.5 % for a KfW Efficiency House 100, not more than EUR 33,000
- 25.0 % for a KfW Efficiency House 115, not more than EUR 30,000
- 25.0 % for a KfW Efficiency House Monument, not more than EUR 30,000
- 20.0 % for the implementation of individual measures, not more than EUR 10,000
The grant is transferred to your account after completion of the refurbishment measures.
Application for grant: with KfW
Loan: up to EUR 120,000 per housing unit for energy-efficient refurbishment and up to EUR 50,000 per housing unit for single measures. You get a repayment bonus calculated on the loan amount:
- 40.0 % for a KfW Efficiency House 55, not more than EUR 48,000
- 35.0 % for a KfW Efficiency House 70, not more than EUR 42,000
- 30.0 % for a KfW Efficiency House 85, not more than EUR 36,000
- 27.5 % for a KfW Efficiency House 100, not more than EUR 33,000
- 25.0 % for a KfW Efficiency House 115, not more than EUR 30,000
- 25.0 % for a KfW Efficiency House Monument, not more than EUR 30,000
- 20.0 % for the implementation of individual measures, not more than EUR 10,000
The repayment bonus is transferred to your credit account. This means you have to pay back less.
Loan application: with your bank
What kind of promotional loans are available?
Grants for professional construction supervision by a technical expert 50 % of the costs for the supervision of construction, maximum of EUR 4,000
Application for the grant: with KfW
For whom?
For everyone who is remodelling a home to reduce barriers or purchasing a newly converted home or investing in burglary protection.
For what?
The programme is good not only for senior citizens. It also benefits persons with limited mobility and families with children. Financing examples include:
- Remodelling to reduce barriers, such as walk-in bathtubs and handles
- Lift facilities, stair lifts
- The creation of adequate clear space, for example for wheelchair users
- Burglary protection
What kind of promotional funds are available?
Either a grant or a loan
Grant:
- 12,5 % for standard Age-appropriate House, up to Euro 6,250 per housing unit
- 10.0 % for individual measures reducing barriers, up to Euro 5,000 per housing unit
- for individual measures for burglary protection, up to Euro 1,600 per housing unit
Application for grant: with KfW
Loan
For age-appropriate conversion up to EUR 50,000 per housing unit can be financed at favourable interest rates.
Loan application: with your bank
For whom?
For everyone who wants to buy an existing house or a home to live in themselves
What are the funds for?
Purchase price including ancillary costs such as notary public and real estate agent fees, land transfer tax and purchase of cooperative shares to obtain membership of a housing cooperative
What kind of promotional funds are available?
Up to EUR 50,000 can be financed with the KfW loan. Funds from this programme may always be applied for additionally to finance the acquisition of owner-occupied housing.
Loan application: with your bank
For whom?
Promotion available for families with children and single parents.
- with at least one child under the age of 18
- with a household income of EUR 90,000 maximum with one child, plus EUR 15,000 for each further child
- Your new home or condominium is located in Germany. The programme is not restricted to German nationals.
For what?
You receive promotion, if you
- build or buy your own home and use it yourself
- buy a condominium and use it yourself
What kind of promotional funds are available?
For constructing or buying your own home you receive a grant of EUR 12,000 per child (EUR 1,200 for 10 years).
Application for grant: After moving into your new home please apply online via our grant portal.
