Would you like to renovate your home in an energy-efficient way? Remove barriers, increase burglary protection? Or buy an existing property? Here you can find the right subsidies for your project.
Since July 1st, 2021, you can apply for the development loans of the federal funding for efficient buildings – for the renovation to an efficient house and the purchase of a newly renovated efficient house.
The Federal Ministry of Economics and Climate Protection has adjusted the federal funding for efficient buildings:
Has an application already been submitted to KfW by the end of July 27th, 2022? Then you are not affected by the changes.
For all those who
We define an efficiency house as an energy standard for residential buildings. The values 40 to 85 define the different efficiency house levels. The lower the value, the lower the energy requirement of the property and the more subsidies you receive.
You can claim the higher funding for the renewable energy class if the heating system based on renewable energies covers at least 65 % of the building's energy requirements.
We support you with a loan with a repayment grant.
| Efficiency house | Repayment grant in % per housing unit | Amount per housing unit |
|---|---|---|
| Efficiency house 40 | 20 % of max. EUR 120,000 loan amount | up to EUR 24,000 |
| Efficiency house 40 renewable energy class | 25 % of max. EUR 150,000 loan amount | up to EUR 37,500 |
| Efficiency house 55 | 15 % of max. EUR 120,000 loan amount | up to EUR 18,000 |
| Efficiency house 55 renewable energy class | 20 % of max. EUR 150,000 loan amount | up to EUR 30,000 |
| Efficiency house 70 | 10 % of max. EUR 120,000 loan amount | up to EUR 12,000 |
| Efficiency house 70 renewable energy class | 15 % of max. EUR 150,000 loan amount | up to EUR 22,500 |
| Efficiency house 85 | 5 % of max. EUR 120,000 loan amount | up to EUR 6,000 |
| Efficiency house 85 renewable energy class | 10 % of max. EUR 150,000 loan amount | up to EUR 15,000 |
| Efficiency house monument | 5 % of max. EUR 120,000 loan amount | up to EUR 6,000 |
| Efficiency house monument renewable energy class | 10 % of max. EUR 150,000 loan amount | up to EUR 15,000 |
Mandatory for promotion: For the expert planning and construction supervision of an efficiency house, you need the support of an energy efficiency expert.
Good to know: We subsidize construction supervision with an additional loan amount and repayment grant. You can apply for funding for construction support directly together with your loan.
All energy efficiency experts who are listed in the expert list for federal funding programs at the German Energy Agency are eligible.
You submit your application to your financing partner.
The programme is good not only for senior citizens. It also benefits persons with limited mobility and families with children. Financing examples include:
For everyone who is remodelling a home to reduce barriers or purchasing a newly converted home.
Either a grant or a loan.
You apply for your grant before you conclude supply and service contracts. You can apply online via our grant portal.
Barrier reduction – investment grant (only available in german)
For age-appropriate conversion up to EUR 50,000 per housing unit can be financed at favourable interest rates.
You apply for your funding before you start the work. You can submit the application to your financing partner.
Age-appropriate Conversion – loan (only available in german)
Purchase price including ancillary costs such as notary public and real estate agent fees, land transfer tax and purchase of cooperative shares to obtain membership of a housing cooperative.
For everyone who wants to buy an existing house or a home to live in themselves.
Up to EUR 100,000 can be financed with the KfW loan. Funds from this programme may always be applied for additionally to finance the acquisition of owner-occupied housing.
You apply for your funding before you start the work or buy the property. You can submit the application to your financing partner.
