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Energy-efficient Construction, Home Ownership and Baukindergeld
Our promotional programmes target private persons, landlords and housing companies. We promote the construction of new energy-efficient homes.
Since 01.07.2021, you can apply for the new development loans and grants of the federal funding for efficient buildings – for the construction or purchase of a new efficient house.
For whom?
For all those who
- are building a residential property
- are buying a new residential property
What is an efficiency house?
We define an efficiency house as an energy standard for residential buildings. Anyone who achieves efficiency house levels 40, 40 plus and 55 and, if applicable, also a renewable energy class or sustainability class, can receive funding for this. The lower the number, the higher the energy efficiency and the higher the subsidy.
You can claim the higher subsidy for the renewable energy class if the heating system based on renewable energies covers at least 55 % of the building's energy requirements.
You can achieve the sustainability class if you receive the "sustainable building" quality seal for your efficiency house.
Efficiency house levels and subsidies at a glance
We support you with a loan with a repayment grant or an investment grant.
| Efficiency house | (Repayment) grant in % per housing unit | Amount per housing unit |
|---|---|---|
| Efficiency house 40 Plus | 25 % of max. EUR 150,000 loan amount / eligible costs | up to EUR 37,500 |
| Efficiency house 40 | 20 % of max. EUR 120,000 loan amount / eligible costs | up to EUR 24,000 |
| Efficiency house 40 renewable energy class or sustainability class | 22.5 % of max. EUR 150,000 loan amount / eligible costs | up to EUR 33,750 |
| Efficiency house 55 | 15 % of max. EUR 120,000 loan amount / eligible costs | up to EUR 18,000 |
| Efficiency house 55 renewable energy class or sustainability class | 17.5 % of max. EUR 150,000 loan amount / eligible costs | up to EUR 26,250 |
Construction supervision
Mandatory for promotion: For the expert planning and construction supervision of an efficiency house or individual energy measures in existing buildings, you need the support of an energy efficiency expert.
Good to know: We subsidize construction supervision in the loan variant with an additional loan amount and repayment grant and in the grant variant with an additional investment grant. You can apply for funding for construction support directly together with your loan or grant.
All energy efficiency experts who are listed in the expert list for federal funding programs at the German Energy Agency are eligible.
Since 01.07.2021 we will also promote acoustic expert planning as well as the sustainability certification of a new building with the "sustainable building" quality seal.
Application
If you decide on the loan option, submit your application to your financing partner.
Would you prefer to receive a grant? Then submit your application via KfW.
For whom?
For everyone who wants to buy or build a new house or a home to live in themselves
For what?
Land acquisition and construction costs or purchase price including ancillary costs such as notary public and real estate agent fees, land transfer tax and purchase of cooperative shares to obtain membership of a housing cooperative
What kind of promotional funds are available?
Up to EUR 100,000 can be financed with the KfW loan. Funds from this programme may always be applied for additionally to finance the acquisition of owner-occupied housing.
Loan application
You apply for your funding before you start the work or buy the property. You can submit the application to your financing partner.
For whom?
Promotion available for families with children and single parents.
- with at least one child under the age of 18
- with a household income of EUR 90,000 maximum with one child, plus EUR 15,000 for each further child
- Your new home or condominium is located in Germany. The programme is not restricted to German nationals.
For what?
You receive promotion, if you
- build or buy your own home and use it yourself
- buy a condominium and use it yourself
What kind of promotional funds are available?
For constructing or buying your own home you receive a grant of EUR 12,000 per child (EUR 1,200 for 10 years).
Application for grant
You apply for your funding after moving into your new home. You can apply online via our grant portal.
For whom?
For owners and homeowner associations, for tenants and landlords.
What is supported?
We promote charging stations at parking spaces and in garages that belong to residential buildings and are only accessible to private persons. The subsidized costs include:
- The purchase price of a new charging station (e.g. wallbox) with 11 kW charging power and intelligent control
- The costs for installation and connection of the charging station, including all installation work
What kind of promotional funds are available?
For the purchase and installation of your charging station, you will receive a grant of EUR 900 per charging point.
Application for grant
You apply for your funding before you order your charging station (e.g. wallbox). You can apply online via our grant portal.
Charging stations for electric cars – residential buildings (only available in german)
