Low debt entrepreneurs: in financing matters, women entrepreneurs play it safe

After equity and internal financing, borrowing through loans is the second most important source of finance for firms. Yet, women entrepreneurs use less frequently external funds to finance their investments than male entrepreneurs. Particularly when they have neutral or negative sales expectations, they are less likely to apply for credit than male firm owners. Hence, when applying for credit they are just as successful as their male counterparts.

Low debt entrepreneurs: in financing matters, women entrepreneurs play it safe