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The 2020's

The digital transformation and promotional bank

Face mask delivery to the city of Gießen

The years 2020 to 2022 will not only go down in KfW history as the "coronavirus years", but also as a time of unprecedented challenges to the bank's financial, human and technical resources. At the same time, the global pandemic has shown the value to our society of a promotional system developed over many decades, especially in times of crisis. In addition to fighting the consequences of the coronavirus pandemic, KfW has not let up in its commitment to sustainable development, digitalisation and innovation.

KfW Capital

Drohnenaufnahme des KfW Standorts in Frankfurt. Links im Vordergrund das Haupthaus der KfW, rechts im Hintergrund die Skyline. Der Himmel ist wolkenlos, die Sonne scheint.

A functioning start-up culture is particularly important for economic recovery. With the structuring and implementation of the 10-billion-euro Future Fund (Zukunftsfonds) by KfW Capital, the Federal Government has presented a mandate from which KfW expects decisive impetus for the development of innovative and pioneering solutions in the coming years, not least in the strategic fields of digitalisation and sustainability.


Coach mit Schülern beim Onlineunterricht am neuen Tumo Center in Berlin

As a promotional bank, KfW is not only driving the digital transformation in the economy and society, but in parallel also the digital transformation of KfW, for example in application and work processes or the connection to portals and platforms. For example, the Smart Cities programme for sustainable digitalisation in municipalities was launched with great success. KfW is breaking new ground in digital education funding with its flagship project TUMO Berlin. In the German capital, KfW has opened a digital learning centre for young people modelled on the highly successful TUMO project in Armenia. More than 80,000 people interested in setting up a business have registered on the start-up platform, which was launched together with the Federal Ministry of Economics Affairs and Climate Action and receive digital support from more than 600 partners in implementing their business idea.

Energy security

Offshore wind farm

On behalf of the German government, KfW is currently supporting energy security projects in order to feed LNG into the German gas grid and natural gas storage facilities as quickly as possible.

In Brunsbüttel, KfW is involved in the construction of an LNG terminal that will first process liquefied natural gas and later green hydrogen for the German energy supply.

In addition to feeding LNG into the gas grid, the storage of gas is of particular importance for German energy security. KfW has made credit lines worth billions of euros available for the extensive purchase of storage gas so that Germany will not experience the feared energy shortage.


Luftaufnahme des Frankfurter KfW-Gebäudekomplexes bei Tag.


  • Since the beginning of the global pandemic, KfW has disbursed more than EUR 50.9 billion in Germany and abroad for special coronavirus measures implemented at short notice to cushion the economic consequences.


  • The Federal Government is providing an additional EUR 10 billion for an investment fund for future technologies (Future Fund/Zukunftsfonds) via KfW/KfW Capital. Start-ups in the growth phase with high capital requirements will benefit from this in particular.


  • On behalf of the German government, KfW is involved in the construction of an LNG terminal in Brunsbüttel and is providing credit lines worth billions of euros for the extensive purchase of gas for the huge German storage facilities.

Further information


Detlev Karres

KfW Communication

Frankfurt am Main

Palmengartenstr. 5-9

60325 Frankfurt am Main