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Business expansion and consolidation
Financing programmes
For whom?
We support companies with less than 250 employees and no more than EUR 50 million in annual sales or EUR 43 million in total assets including business founders, company successors and self-employed professionals.
For what?
- for the establishment or takeover of an enterprise, this can also be a part-time business
- for the acquisition of an interest in an enterprise
- capital expenditure, working capital and material and goods warehouse
What kind of promotional funds are available?
Loan with a term of up to 20 years, up to EUR 25 million.
What makes this KfW loan so special?
- Easier access to the loan: 50 % of the risk can be assumed.
- Up to 3 repayment-free years; that means you only pay interest and start repaying later.
Loan application: with your bank
For whom?
We support large medium-sized companies with at least 250 employees and annual sales of over EUR 50 million and up to EUR 500 million including company successors.
For what?
- for the takeover of an enterprise, this can also be a part-time business
- for the acquisition of an interest in an enterprise
- capital expenditure, working capital and material and goods warehouse
What kind of promotional funds are available?
Loan with a term of up to 20 years, up to EUR 25 million.
What makes this KfW loan so special?
- Easier access to the loan: 50 % of the risk can be assumed.
- Up to 3 repayment-free years; that means you only pay interest and start repaying later.
Loan application: with your bank
Equity Capital
For whom?
Small and medium-sized commercial enterprises in Germany as equity recipients, annual group turnover of up to EUR 50 million, in exceptional cases up to EUR 75 million
For what?
- Broadening the equity capital base
- Financing a number of business projects, for example development and marketing of innovative products, restructuring of business units and locations, rationalisation and starting a business.
What kind of promotional loans are available?
Equity investment firms with guarantee from the guarantee banks as equity investors receive refinancing loans from the ERP Participation Programme of usually up to maximum EUR 1.25 million.
What is special about this promotion?
- Opens up new methods of financing for enterprises seeking equity
- Favourable refinancing interest rate for the equity investor
- Loan terms for refinancing of up to 10 years, in eastern Germany and Berlin up to 13 years
Application
As equity recipient you apply for financing through private equity investment firms. More information is available from KfW.
The equity investment firms as equity investors apply for refinancing before completing the investment agreement at their bank.