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Domestic promotion in 2019

We finance investments in the future by people in Germany; we finance start-ups and SMEs so that the German economy will remain strong. To achieve this, we finance projects that advance our environment, our municipal and social infrastructures, structural change and the common good.

Our promotion offer for private customers

Our promotional offering for SMEs

Our offering for public institutions (content available in German only)

A focus on future issues

EUR 43.4 billion was committed to promoting businesses, private clients and municipalities in Germany in 2019 (2018: EUR 46.0 billion). Demand for promotional loans declined overall due to the low interest rate environment and positive financing conditions; however, it differed between programmes. KfW is therefore focusing on issues of particular relevance for the future:

  • High demand was recorded for housing promotion with the “Baukindergeld” scheme and the KfW Home Ownership Programme, making a substantial contribution to fostering home ownership in Germany.
  • The KfW Entrepreneur Loan to finance SMEs and the KfW Renewable Energy programme were also in high demand.

We think a step ahead when it comes to promotion

Legal notice:
The information contained in this online Annual Report 2019 is based on KfW’s Financial Report 2019, which you can download here. Should this online Annual Report 2019, despite the great care taken in preparation of its content, contain any contradictions or errors compared to the Financial Report, the KfW Financial Report 2019 takes priority.