| October 2021 | What’s next for Germany’s growth model? Scenarios for globalisation (PDF, 263 KB, non-accessible) |
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| September 2021 | The EU’s carbon border adjustment: A trade barrier or an opportunity for global climate action? (PDF, 333 KB, non-accessible) |
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| August 2021 | Which enterprises have been hit hardest by the coronavirus crisis and what lessons can we learn from it (PDF, 209 KB, non-accessible) |
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| August 2021 | No way back: Many SMEs expect the coronavirus crisis to have a lasting impact on product demand (PDF, 158 KB, non-accessible) |
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| August 2021 | The trade-offs between digitalisation and climate action: Why digitalisation must be sustainable (PDF, 203 KB, non-accessible) |
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| July 2021 | Sustainable finance in German municipalities: Can green municipal loans break the ice? (PDF, 239 KB, non-accessible) |
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| July 2021 | The significance of online credit platforms for SMEs: digital third-party financing still a niche product (PDF, 317 KB, non-accessible) |
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| July 2021 | Innovation and digitalisation in enterprises mutually reinforce each other (PDF, 216 KB, non-accessible) |
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| July 2021 | Africa’s long COVID: health consequences and vaccine shortages (PDF, 243 KB, non-accessible) |
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| July 2021 | Are higher interest rates and inflation ahead? A long-term view beyond the pandemic (PDF, 209 KB, non-accessible) |
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| May 2021 | Information technologies are not one of Germany’s strengths but of vital importance as technologies of the future (PDF, 220 KB, non-accessible) |
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| May 2021 | Shift to electric vehicles is gathering pace – but who is climbing into the driver’s seat? (PDF, 199 KB, non-accessible) |
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| May 2021 | A successful pandemic response requires more than basic preparedness (PDF, 185 KB, non-accessible) |
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| April 2021 | Continuing education has dropped in the crisis – need for digital skills is growing (PDF, 196 KB, non-accessible) |
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| March 2021 | Debt sustainability after the coronavirus crisis – interest rates and growth are pivotal (PDF, 237 KB, non-accessible) |
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| March 2021 | What is driving housing prices – risky speculation or sound calculation? (PDF, 148 KB, non-accessible) |
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| March 2021 | The coronavirus and foreign trade – the crisis accentuates long-term trends (PDF, 279 KB, non-accessible) |
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| March 2021 | Transitioning to climate neutrality by 2050: a major challenge for German industry (PDF, 253 KB, non-accessible) |
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| March 2021 | Technologies of the future for Germany: The country is well placed in many areas but some need readjustment (PDF, 165 KB, non-accessible) |
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| February 2021 | More practical vocational training may ease skills shortage in Central-Eastern Europe (PDF, 235 KB, non-accessible) |
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| February 2021 | A ray of light: Residential construction investment is up despite coronavirus crisis (PDF, 267 KB, non-accessible) |
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| February 2021 | Artificial intelligence: high growth potential but low penetration in SMEs (PDF, 251 KB, non-accessible) |
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| February 2021 | Coronavirus update on municipal finance: 2021 will be another nail biter (PDF, 195 KB, non-accessible) |
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| January 2021 | Coronavirus crisis is hampering innovation, digitalisation sees mixed trend (PDF, 184 KB, non-accessible) |
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| January 2021 | Pragmatism in trade policy: regional trade agreements (PDF, 228 KB, non-accessible) |
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| December 2020 | Short-term shock with lasting effects: The coronavirus crisis and international value chains (PDF, 230 KB, non-accessible) |
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| December 2020 | Status report on SME succession 2020: Well-prepared into the crisis – coronavirus exacerbates start-up downturn (PDF, 247 KB, non-accessible) |
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| November 2020 | SMEs between financial resilience and a digital and green investment surge – a trade-off that should not be (PDF, 368 KB, non-accessible) |
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| November 2020 | Nigeria’s tech scene between coronavirus and infrastructure deficits (PDF, 130 KB, non-accessible) |
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| October 2020 | Which SMEs use digital platforms? (PDF, 214 KB, non-accessible) |
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| October 2020 | For crisis-resilient growth and better global collaboration (PDF, 223 KB, non-accessible) |
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| October 2020 | Uncertainty and economic activity in Germany (PDF, 319 KB, non-accessible) |
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| September 2020 | How effectively do Germany’s foreign trade and investment promotion schemes support investment in Africa? (PDF, 339 KB, non-accessible) |
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| August 2020 | The ECB’s inflation target: flexible future (PDF, 214 KB, non-accessible) |
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| July 2020 | Will economic relations between Germany and Poland thrive post-coronavirus? (PDF, 176 KB, non-accessible) |
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| July 2020 | Innovation during the coronavirus crisis: necessity is the mother of invention (PDF, 181 KB, non-accessible) |
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| June 2020 | Coronavirus crisis in Germany’s SMEs: Return to full economic activity still far off but gradual opening has eased pressure on liquidity (PDF, 148 KB, non-accessible) |
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| June 2020 | What puts low income countries in this category? (PDF, 200 KB, non-accessible) |
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| June 2020 | SMEs are responding creatively to the coronavirus crisis (PDF, 135 KB, non-accessible) |
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| April 2020 | Economic impact of the COVID-19 pandemic on Latin America (PDF, 169 KB, non-accessible) |
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| April 2020 | SMEs are firmly in the grip of the coronavirus crisis but (still) holding on strong (PDF, 214 KB, non-accessible) |
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| April 2020 | Housing with improved accessibility: ageing is a strong driver of demand – support is working (PDF, 165 KB, non-accessible) |
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| April 2020 | Considerations on the economic impact of the coronavirus pandemic on Africa (PDF, 322 KB, non-accessible) |
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| March 2020 | Financing of digitalisation and capital expenditure in SMEs – a comparison (PDF, 201 KB, non-accessible) |
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| February 2020 | Sustainable maritime shipping and climate action (PDF, 225 KB, non-accessible) |
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| February 2020 | Small and medium-sized enterprises offer family-friendly working conditions as a way to attract skilled workers (PDF, 220 KB, non-accessible) |
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| February 2020 | Digital skills shortage is hampering German SMEs’ digital transformation – is upskilling the answer? (PDF, 144 KB, non-accessible) |
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| December 2019 | SME succession in Germany: ‘Mittelstand’ needs 152,000 successors by the end of 2021 – external investors wanted (PDF, 186 KB, non-accessible) |
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| December 2019 | How do Germany’s housing costs compare with the rest of the EU? (PDF, 189 KB, non-accessible) |
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| December 2019 | Housing market: The social market economy can do better than freezing rents (PDF, 183 KB, non-accessible) |
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| December 2019 | Brexit and the UK’s regional divide: a cautionary example (PDF, 166 KB, non-accessible) |
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| November 2019 | North-south, east-west – thoughts on Germany 30 years after the fall of the Wall (PDF, 160 KB, non-accessible) |
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| September 2019 | The Sustainable Development Goals – SDG reporting by banks (PDF, 547 KB, non-accessible) |
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| August 2019 | Business performance of different types of small and medium-sized innovators (PDF, 326 KB, non-accessible) |
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| August 2019 | Interactive learning or R&D: How do small and medium-sized enterprises generate innovations? (PDF, 372 KB, non-accessible) |
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| August 2019 | 70 years of social market economy: a cause for celebration, several occasions for reform (PDF, 2 MB, non-accessible) |
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| August 2019 | Structural reforms – easier said than done (PDF, 339 KB, non-accessible) |
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| July 2019 | The circular economy – pivotal to sustainability and resource security (PDF, 404 KB, non-accessible) |
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| July 2019 | High debt distress risk – a ‘typically’ African problem? (PDF, 296 KB, non-accessible) |
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| July 2019 | China’s Belt and Road Initiative: too early for success stories (PDF, 337 KB, non-accessible) |
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| May 2019 | Côte d'Ivoire – more than just cocoa! (PDF, 290 KB, non-accessible) |
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| March 2019 | Digitalisation: Much ado about nothing or is there more to come? (PDF, 373 KB, non-accessible) |
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| March 2019 | Ethiopia in 2025: an up-and-coming industrial hub in Africa? (PDF, 310 KB, non-accessible) |
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| March 2019 | A successful energy transition requires a CO2-oriented energy price reform (PDF, 402 KB, non-accessible) |
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| March 2019 | Trump's tax reform: not very effective and at the wrong time (PDF, 272 KB, non-accessible) |
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| March 2019 | Germany’s work force sees need for skilled migration – degree of approval varies by education, income and region (PDF, 334 KB, non-accessible) |
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| March 2019 | Green bonds – a sustainable alternative for municipal infrastructure finance? (PDF, 325 KB, non-accessible) |
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| March 2019 | Biological diversity – why it is so important (PDF, 327 KB, non-accessible) |
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| February 2019 | German SMEs are very loyal to their principal bank (PDF, 225 KB, non-accessible) |
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| February 2019 | Start-up location Germany: fear of failure could be countered with better economic education (PDF, 343 KB, non-accessible) |
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| February 2019 | Status report on SME succession: Planning steady at a high level (PDF, 346 KB, non-accessible) |
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| January 2019 | Migrant start-ups – a stronger desire for self-employment (PDF, 234 KB, non-accessible) |
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| January 2019 | Emerging from the niche: 154,000 ‘young’ social entrepreneurs in Germany in 2017 (PDF, 350 KB, non-accessible) |
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| January 2019 | How SMEs fund their innovation and investment expenditure – a comparison (PDF, 328 KB, non-accessible) |
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| December 2018 | Determinants of digitalisation and innovation behaviour in the SME sector (PDF, 340 KB, non-accessible) |
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| November 2018 | Businesses are saving more than they are investing – hampering any rapid correction of Germany’s current account imbalance (PDF, 314 KB, non-accessible) |
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| November 2018 | Low-income country debt: the worry lines are not easing off (PDF, 312 KB, non-accessible) |
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| November 2018 | Waiting for the M&A boom in the ICT sector – despite digitalisation (PDF, 323 KB, non-accessible) |
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| November 2018 | Many job openings, few job seekers: SMEs expect a shortage of skilled workers (PDF, 294 KB, non-accessible) |
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| November 2018 | Local currency bond markets as an integral part of a developed financial system (PDF, 282 KB, non-accessible) |
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| October 2018 | What TARGET balances are and how they emerge (PDF, 344 KB, non-accessible) |
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| October 2018 | More Chinese M&A deals in the German SME sector – but the share remains negligible (PDF, 752 KB, non-accessible) |
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| October 2018 | M&A deals in the German SME sector – manufacturers are most sought after (PDF, 361 KB, non-accessible) |
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| October 2018 | Germany’s real estate boom: Is this time different? (PDF, 158 KB, non-accessible) |
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| October 2018 | The value of a bitcoin: more competition in payments (PDF, 143 KB, non-accessible) |
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| October 2018 | The long climb out of the crisis low: investment recovery in the euro area continues (PDF, 372 KB, non-accessible) |
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| September 2018 | Unemployment in North Africa – men without jobs are not the only problem (PDF, 77 KB, non-accessible) |
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| September 2018 | As energy prices fall, SMEs have lower costs – and increased efforts for energy efficiency and energy cost savings (PDF, 236 KB, non-accessible) |
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| July 2018 | Concerns about ‘zombie companies’ in the SME sector are unfounded (PDF, 76 KB, accessible) |
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| July 2018 | Turkey after the elections: What are the chances for new economic policies? (PDF, 245 KB, non-accessible) |
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| July 2018 | Allemagne en marche?! Municipal investment backlogs in France and Germany (PDF, 384 KB, non-accessible) |
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| July 2018 | Is there no end to Germany’s jobs boom? What we can do now to meet our skills needs in the future (PDF, 368 KB, non-accessible) |
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| July 2018 | Digitalisation in the textile, apparel and footwear industry – a threat to industrialising and developing market economies? (PDF, 71 KB, non-accessible) |
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| July 2018 | How energy-efficient is Germany? (PDF, 125 KB, non-accessible) |
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| June 2018 | International trade in services – German SMEs are active too (PDF, 90 KB, non-accessible) |
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| June 2018 | Japan: Is record low unemployment finally bringing back inflation? (PDF, 126 KB, non-accessible) |
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| June 2018 | Reforms in France: focused and fast (PDF, 133 KB, non-accessible) |
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| June 2018 | US trade policy targets symptoms, not causes (PDF, 84 KB, non-accessible) |
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| June 2018 | USD / EUR exchange rate: Expectations and risk premiums are main drivers, not yield spread (PDF, 250 KB, non-accessible) |
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| May 2018 | EU partnership agreements alone cannot solve structural problems in trade with Africa (PDF, 80 KB, non-accessible) |
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| April 2018 | The smart city as a solution to municipal challenges? (PDF, 225 KB, non-accessible) |
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| March 2018 | Digitalisation in German SMEs: state of implementation and investment (PDF, 166 KB, non-accessible) |
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| March 2018 | Weak productivity: different causes require different therapies (PDF, 152 KB, non-accessible) |
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| March 2018 | Credit markets in the euro area: heterogeneous but healthy (PDF, 203 KB, non-accessible) |
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| March 2018 | Italy’s debt sustainability: stable but with room for improvement through more growth (PDF, 118 KB, non-accessible) |
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| January 2018 | Wave of successions in German SMEs: 240,000 successors wanted by 2019 (PDF, 166 KB, non-accessible) |
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| January 2018 | Sovereign debt in emerging market economies is a country-specific issue (PDF, 64 KB, non-accessible) |
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| December 2017 | Declining municipal investment backlog – a trend reversal or just a temporary breather? (PDF, 186 KB, non-accessible) |
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| December 2017 | Research and development (R&D) in SMEs: internal funding capacity determines scope of R&D expenditure (PDF, 276 KB, non-accessible) |
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| December 2017 | Green finance – green banking (PDF, 123 KB, non-accessible) |
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| November 2017 | Consumer loans in the USA: be vigilant but not afraid (PDF, 126 KB, non-accessible) |
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| November 2017 | SME innovations: Seven reasons for the decline in the share of innovators (PDF, 174 KB, non-accessible) |
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| October 2017 | Starting a business with kids: mompreneurs balance work and family life (PDF, 214 KB, non-accessible) |
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| October 2017 | The happy few: German SMEs investing abroad (PDF, 121 KB, non-accessible) |
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| October 2017 | The world is not a village – geographic proximity to export markets is crucial to SMEs (PDF, 155 KB, non-accessible) |
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| October 2017 | Branch closures: German banks are shifting up a gear amid Herculean challenge of digitisation (PDF, 583 KB, non-accessible) |
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| August 2017 | Economic prospects for sub-Saharan-Africa and the role of urbanisation (PDF, 303 KB, non-accessible) |
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| August 2017 | Current account balance: reduce surplus, make Germany stronger (PDF, 252 KB, non-accessible) |
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| August 2017 | Success factors of high-growth enterprises (PDF, 131 KB, non-accessible) |
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| July 2017 | Monetary policy has reduced fiscal pressure in euro area – but interest rate turnaround is coming (PDF, 73 KB, non-accessible) |
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| June 2017 | Russia – import substitution during recession (PDF, 167 KB, non-accessible) |
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| May 2017 | SMEs exporting to the USA: innovative high performers |
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| April 2017 | Can an expansive fiscal policy deliver an economic miracle in the USA? |
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| April 2017 | Business investment: waiting for Godot? |
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| April 2017 | China’s rapid rise affects other developing and emerging countries at various levels |
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| April 2017 | Migrants have more and larger start-ups: more hours a week, more employees |
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| March 2017 | What has the EU done for us? Taking stock of 60 years of European integration |
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| March 2017 | ECB policy remains unchanged – despite temporarily higher inflation |
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| February 2017 | SMEs in Germany are slow to adopt e-commerce |
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| January 2017 | Inflation in Germany rises only briefly above two per cent |
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| January 2017 | SMEs all over the world are promoting social interests |
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| January 2017 | Labour mobility in Europe does little to mitigate economic shocks – national labour markets absorb adjustment pressure |
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| January 2017 | Euro area labour markets: reform successes are a good signal for employment |
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| January 2017 | Foreign workers in German SMEs: a strong plea for free labour markets |
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| January 2017 | Participation in continuing education is unequal – especially by prior attainment |
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| December 2016 | Euro area credit markets: step by step, little by little |
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| December 2016 | First, more money and now, more staff – what do municipalities need in order to invest? (PDF, 175 KB, non-accessible) |
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| December 2016 | South America after the commodity boom – productivity worries are back |
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| December 2016 | Turkey has made much progress but remains highly vulnerable |
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| November 2016 | Access to credit varies considerably depending on the purpose |
|---|
| November 2016 | The decentralised global monetary system requires an efficient safety net |
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| October 2016 | No pain, no gain? Economic adjustment programmes in Greece and Portugal |
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| September 2016 | Investment backlog in schools hampers educational performance (PDF, 194 KB, non-accessible) |
|---|
| September 2016 | Crude oil price no longer drives inflation expectations |
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| August 2016 | Fiscal policy in the euro area – greater focus on the economic cycle and closer coordination between member states |
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| August 2016 | SMEs and digitalisation: The current position, recent developments and challenges |
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| August 2016 | SMEs' value chains are becoming more international – Europe remains key |
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| August 2016 | Large German firms invest roughly the same amounts at home and abroad |
|---|
| August 2016 | With good politics, sub-Saharan Africa can make up more lost ground |
|---|
| July 2016 | Labour productivity of large euro area countries drifts apart – Italy falling behind |
|---|
| July 2016 | Transfer-planing entrepreneurs outnumber takeover entrepreneurs 3 to 1 |
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| July 2016 | Ageing boosts SMEs’ need for successors – 620,000 business transitions by 2018 |
|---|
| July 2016 | No turn of the tides in U.S. trade |
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| June 2016 | SMEs face a wide range of barriers to innovation – support policy needs to be broad-based |
|---|
| June 2016 | The energy transition will not work without a heating transition |
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| June 2016 | Demographic change bolsters private consumption and SME growth |
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| May 2016 | ECB policy has saved euro states from severe economic hardship since 2012 |
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| May 2016 | SMEs and innovation: enterprises innovate less as their workforce ages |
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| April 2016 | Germany’s demographic trap – integrating refugees is only part of the solution |
|---|
| April 2016 | Common challenges for Europe and Asia as interdependence grows |
|---|
| April 2016 | Older workers in SMEs – a golden asset or a liability? |
|---|
| March 2016 | Friedman beats Schumpeter – stability, not crisis, fosters dynamic small and medium-sized entrepreneurship |
|---|
| February 2016 | TTIP – an opportunity for European SMEs |
|---|
| February 2016 | Harnessing the potential of digitalisation – with data protection and IT security |
|---|
| January 2016 | Migrants are more active entrepreneurs – mostly as a result of labour market conditions |
|---|
| December 2015 | What are the hallmarks of consistently successful businesses? |
|---|
| November 2015 | Fuelling the future with natural gas |
|---|
| November 2015 | Are start-ups the same throughout Germany? Hardly! A comparison of German states |
|---|
| November 2015 | Which factors influence redistribution? Perception and evaluation of inequality |
|---|
| November 2015 | Influx of refugees to Germany requires investment in housing, schools and minds |
|---|
| October 2015 | Financial literacy helps with business startups: easier, better funded, more competitive |
|---|
| September 2015 | Japan’s demographic millstone |
|---|
| August 2015 | An international comparison of R&D: Germany benefits from industrial research strength |
|---|
| August 2015 | Latest developments in China: tricky, but no reason to panic (just yet) |
|---|
| July 2015 | More hype than substance? Not all is rosy on the US job market |
|---|
| July 2015 | How female is the world of small business? Women as business leaders |
|---|
| July 2015 | Recruitment of skilled workers in SMEs: Optimism must not distract from qualification problems |
|---|
| July 2015 | Germany’s private equity market lacks venture capital |
|---|
| July 2015 | Energy cost drivers: It’s not just about electricity! |
|---|
| June 2015 | North African countries face common economic challenges |
|---|
| June 2015 | Oil: a price with many implications |
|---|
| April 2015 | Succession planning in SME sector in full swing: Half a million hand-overs by 2017 |
|---|
| March 2015 | An end to energy subsidies in developing countries and emerging markets – if not now, then when? |
|---|
| March 2015 | SME borrowing: large loans in high demand |
|---|
| March 2015 | EnglishIs it really just the oil price? Some general observations on inflation in the euro area |
|---|
| March 2015 | Competition policy: a question of enforcement |
|---|
| March 2015 | Ageing of German SME owners is putting a dampener on investment |
|---|
| March 2015 | World trade with interesting but alarming trends |
|---|
| February 2015 | Where there’s a will, is there a way? Barriers to becoming self-employed |
|---|
| January 2015 | Entrepreneurial graduates rely on business ideas from professional practice |
|---|
| January 2015 | Take It Easy? A look at the consolidation of public finances in the US |
|---|
| January 2015 | Decline in working hours threatens to exacerbate the consequences of an ageing population |
|---|
| December 2014 | Japan has not (yet) failed |
|---|
| October 2014 | European housing markets: are overheating concerns justified? |
|---|
| October 2014 | Development of low-income countries paints a mixed picture |
|---|
| September 2014 | Arrived at normality – Germany 25 years after the fall of the Berlin Wall |
|---|
| September 2014 | Monetary policy coordination or not – is that issue here? |
|---|
| August 2014 | A fair look at France |
|---|
| July 2014 | Russia – limited international economic relations |
|---|
| June 2014 | Investments: SMEs still in the black, large companies long since in the red |
|---|
| June 2014 | Reforms in China: not only urgent in the country's own interests, but also beneficial to the rest of the world |
|---|
| May 2014 | Italy is different: Beyond labour market reforms |
|---|
| May 2014 | Portugal – a phoenix rising from the ashes? |
|---|
| May 2014 | Ukraine: IMF loan cannot prevent economic crisis |
|---|
| April 2014 | Energy from Russia and the alternatives |
|---|
| April 2014 | KfW SME Panel 2013: How German SMEs finance their innovations |
|---|
| March 2014 | The network of Germany's bank branches is dwindling |
|---|
| February 2014 | Where is China headed and what does this mean for Germany and the world? |
|---|
| February 2014 | Should we feel bad about debt? |
|---|
| February 2014 | The Problem of Balance of Payment Imbalances |
|---|
| January 2014 | Youth unemployment in Southern Europe – Result of the crisis or a flaw in the system? |
|---|
| January 2014 | KfW SME Panel 2013: Innovation Are German SMEs finally in the starting blocks? |
|---|
| January 2014 | How can car sharing help in the energy turnaround? |
|---|
| December 2013 | Energy costs and energy efficiency in the German SME sector |
|---|
| December 2013 | Germany's entrepreneurial culture: strengths and weaknesses |
|---|
| December 2013 | Creating the right incentives! – Modifying Germany’s EEG exemption scheme for manufacturing industry |
|---|
| November 2013 | Fiscal consolidation in Spain: the battle goes on |
|---|
| November 2013 | Ireland: Return with risks |
|---|
| November 2013 | Strong exports are good for Germany, excessive current account surpluses are not |
|---|
| November 2013 | Solving the demographic problem |
|---|
| October 2013 | Have the old still what it takes?Differences in the innovative output of young and old entrepreneurs |
|---|
| September 2013 | World of difference between Fed and ECB monetary policy |
|---|
| September 2013 | Debt in Low Income Countries: crisis eases, risks remain |
|---|
| September 2013 | Municipalities under construction: demographic change meets communal infrastructure |
|---|
| September 2013 | How companies recognise, exploit and overcome crises |
|---|
| September 2013 | Good advice helps – and it needn't be expensive |
|---|
| August 2013 | Tough climate for German SMEs: competition increases, the three 'I's promise success |
|---|
| July 2013 | Low debt entrepreneurs: in financing matters, women entrepreneurs play it safe |
|---|
| July 2013 | Emerging economies China and India: heavyweights facing big challenges |
|---|
| July 2013 | Diversity is crucial: how the SME sector in Germany compares with others in Europe |
|---|
| May 2013 | Sideline start-ups rarely transition to fulltime ventures |
|---|
| May 2013 | Routes out of recession: improving competitiveness in Germany, France and Italy |
|---|
| May 2013 | Investing for the future |
|---|
| May 2013 | Learning to succeed: how SMEs benefit from the international exchange of ideas |
|---|
| April 2013 | Fracking - you snooze, you lose? |
|---|
| March 2013 | You get what you pay for – The remuneration structure of VC funds and its consequences |
|---|
| February 2013 | The Asian Crisis of 1997: No patent remedies for solving the Eurozone debt crisis |
|---|
| February 2013 | Loans for SMEs – gap in Europe widens further |
|---|
| January 2013 | "Big Bertha" and its effectiveness |
|---|
| January 2013 | KfW programmes on energy-efficient housing substantially contribute to the German energy turnaround |
|---|
| January 2013 | The innovation motor is sputtering Innovation activities in the German SME sector |
|---|
| December 2012 | Fiscal Policy in Emerging Markets – Successes and Challenges |
|---|
| November 2012 | To be the Leader of the pack? Innovation strategies in the German SME sector |
|---|
| November 2012 | Ways out of the euro crisis: Growth needs financing |
|---|
| September 2012 | Barriers to innovation in SMEs |
|---|
%7CFocus-on-Economics-(EN)%7C,0,0,0,0,0,0,0,0){kind=small}
